Contact

Contact Capital Coverage Solutions

At Amilli Financial, your peace of mind and financial security are our top priorities. Whether you have questions about our life and health insurance options, need help choosing the right coverage, or want to schedule a consultation, our experienced team is here to guide you every step of the way. We’re committed to providing you with personalized support to ensure you make informed decisions for your future.

Phone

+1 (972) 904-2926

Email

info@amillifinancial.com

Address

2430 5th Ave N, Saint Petersburg, FL, United States, 33712

Hours

Mon–Fri: 9 AM – 6 PM
Sat: By Appointment
Sunday: Closed

Request a Quote or Consultation

Have a question or ready to get started? We’re here to help. Fill out the form below, and a member of our team will reach out to confirm your request and provide personalized assistance.

Health Insurance FAQs

Health insurance helps protect you from high medical costs and gives you access to quality care when you need it. Even a short hospital stay or emergency visit can cost thousands without coverage.

You can enroll during the Open Enrollment Period (typically Nov–Jan each year). If you’ve experienced a Qualifying Life Event — like marriage, job loss, birth of a child, or relocation — you may also qualify for a Special Enrollment Period.

We offer individualfamilyMedicare, and group health plans through trusted carriers. Plans vary by coverage level, provider network, and monthly cost — we’ll help you compare them side by side.

Yes. Depending on your income and household size, you may qualify for federal subsidies through the Marketplace to reduce your monthly premium or out-of-pocket costs.

  • HMO – Requires you to use in-network doctors and get referrals for specialists (lower cost).

  • PPO – Offers more flexibility to see out-of-network providers (higher cost).

POS – A hybrid option offering some flexibility with lower costs.
We’ll help you find the right fit for your lifestyle and medical needs.

You’ll likely qualify for a Special Enrollment PeriodCOBRA continuation, or Marketplace plan. Our agents can help you understand your options right away.

Yes. High performers are given opportunities to build teams, mentor others, and take on agency leadership roles.

Life Insurance FAQs

If someone depends on your income — a spouse, children, or even a business partner — life insurance provides critical financial protection if something happens to you.

  • Term Life Insurance provides coverage for a set number of years (10, 20, or 30) with affordable premiums.

  • Whole Life Insurance lasts your entire life and builds cash value over time.

 

Each serves different goals — we’ll help you decide what fits your needs and budget.

A common rule is 10–12 times your annual income, but it depends on your debts, dependents, and long-term goals. We offer personalized assessments to determine your ideal coverage amount.

Some policies require a short health screening, while others offer no-exam or simplified issue options. We’ll find the most convenient option for your situation.

  • Yes — many clients use multiple policies to balance affordability with lifetime coverage. For example, a 20-year term plan for mortgage protection plus a smaller whole life plan for final expenses.

Most life insurance policies take effect after underwriting and payment of your first premium — usually within a few days to a few weeks, depending on the plan.

If you miss a payment, most plans offer a grace period to reinstate coverage. However, allowing your policy to lapse could mean losing protection entirely, so we help monitor payments and renewal reminders.

Enrollment & Eligibility FAQs

Typically, you’ll need proof of identity, address, and income (such as a pay stub or tax return). We’ll provide a checklist before you apply.

Yes. You can make changes during open enrollment or after a qualifying life event. Our team handles the process for you.

You can still get coverage through private health plans or the Marketplace — and may even qualify for subsidies. For life insurance, self-employed individuals can secure policies that replace business income.

General Questions

agency?

Yes. We’re fully licensed in Florida and partner with reputable national insurance carriers to ensure our clients get the best coverage options and rates available.

Our services are completely free to you. We’re compensated by the insurance carriers — so you get expert advice, plan comparisons, and ongoing support at no cost.

As an independent agency, we’re not tied to one insurance company. We compare multiple plans and carriers to find the best fit for your needs, not theirs.

You can request a free quote online, call our office, or schedule a consultation. We’ll walk you through your options in minutes — no pressure, just guidance.

We proudly serve clients throughout St. PetersburgTampa Bay, and across the state of Florida — offering both in-person and virtual consultations for your convenience.

Visit Us

Our office is conveniently located in St. Petersburg, FL, proudly serving individuals, families, and businesses across Florida. Whether you’re in St. Petersburg, the greater Tampa Bay area, or anywhere in the United States, our team is here to help. Schedule an in-person or virtual consultation today and experience personalized insurance guidance designed around your needs.